Vive Financial - Line of Credit

Take home the phone and accessories you want today using the Vive credit card with no down payment and low monthly payments on approved credit.

How do I Purchase Phones and Accessories with Vive?

With Vive, eligible customers receive a revolving line of credit and can receive approval for up to $3000. Customers can make purchases today and come back any time to check out and purchase new devices and accessories with their available credit line. To apply, visit a participating Cricket store near you.

If Vive approves you for a line of credit, select your phone(s) and accessories at a participating Cricket store.

Note:Your line of credit is with Vive Financial, not Cricket Wireless.

What Does the Vive Line of Credit Cover?

Your Vive payments will only be applied to the cost of your device(s) and accessories. Subsequent monthly service charges for wireless plans and features cannot be paid through Vive. Cricket Protect and Cricket Protect Plus device coverage cannot be purchased using Vive.

What are the Qualifications to Apply for a Vive Line of Credit?

  • Must be at least 18 years old
  • Valid Social Security Number
  • Government issued ID

How to Use Your Vive Line of Credit

  1. Visit a participating Cricket store near you.
  2. Fill out the information on the electronic application.
  3. Read and accept the Vive terms.
  4. If Vive approves you for a line of credit, select your phone(s) and accessories for purchase.
  5. You must then pre-authorize the transaction by selecting "Authorize My Card" on the approval screen.
    1. Note: You will also receive an email and text message as a secondary option to pre-authorize the transaction. Pre-Authorizations are only valid for 48 hours and must be done prior to each transaction for new and existing customers.
  6. Didn’t get approved for Vive? No worries, you may still qualify for a “no credit needed*” Lease-To-Own Phone Payment Plan by Progressive Leasing.

Questions? Call Vive Financial at 1-800-548-5545 or visit Vive Financial online

*Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.

Important Progressive Leasing Program Information:

The advertised service is lease-to-own or a rental- or lease-purchase agreement provided by Prog Leasing, LLC, or its affiliates. Acquiring ownership by leasing costs more than the retailer’s cash price. Leasing is available on select items at participating locations only. Not available in MN, NJ, VT, WI, WY.

Take home the phone and accessories you want today using the Vive credit card with no down payment and low monthly payments on approved credit.

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